This is the most common query that I get from mid/senior professionals. Here is a framework that you can use to get your answer. The key approach to answer this question is to focus on four parameters – • Your …
Term insurance policy is a life insurance scheme that covers only risk of death and does not offer any survivor benefits. It is like the insurance policy we take for our two wheeler or car – we pay an annual …
I passed out of XLRI in 1989 and for the first ten years, despite having a decent career, my financial journey was directionless. I started on the right financial path ten years after my MBA. I educated myself through books …
I have requests from my MBAstudents who are either married or getting married shortly – the request is to share some best practices of money management post marriage. So here is my list – I am assuming that the couple …
While I am aware that half of my readers are professionals in India and abroad who have been working for at least 5 years – this note is mainly for my MBA students who have just joined their jobs in …
This particular blog is for students who have recently passed out of college and are working for the first time – here, I would like to share the various tax saving options that you have and my recommendations as to …
This is a question that comes up in each of my wealth advisory sessions. Lately, with the stock markets going up, I see this coming up a lot more often than before. In the past 12 months the BSE …
There is lot of stuff being written about money and investing and I would like to change gears and direction a bit. The question I would like to ask my readers is that if you have enough financial security to …
In my last note, I had shared one of the ways to start answering this question. I spoke about making a list of ten possible passions and picking the top five – examples here could be music, teaching, jogging, cycling, …
Henry Ford once said -“Thinking is the hardest work there is, which is probably the reason so few engage in it.” And here I am, trying to make you think. I hope the questions in my last two blogs got …